Facing foreclosure in the Greater Tampa Bay Area? Here's the essential document checklist you'll need.
a. Proof of homeownership: Include your mortgage statement or deed of trust.
b. Proof of income: Recent pay stubs, or if self-employed, your latest tax returns or profit & loss statement.
c. Hardship letter: Describe the reason you’re struggling with your mortgage.
d. Recent bank statements: Include all accounts, showcasing your current financial status.
e. List of monthly expenses: Break down your bills, groceries, and other necessities.
f. Recent tax returns: Usually, the last two years are required.
g. Personal identification: This can be a driver's license or any government-issued ID.
Note to Homeowners: