Facing foreclosure in the Greater Tampa Bay Area? Here's the essential document checklist you'll need.

 

The Checklist:

 

a. Proof of homeownership: Include your mortgage statement or deed of trust.

b. Proof of income: Recent pay stubs, or if self-employed, your latest tax returns or profit & loss statement.

c. Hardship letter: Describe the reason you’re struggling with your mortgage.

d. Recent bank statements: Include all accounts, showcasing your current financial status.

e. List of monthly expenses: Break down your bills, groceries, and other necessities.

f. Recent tax returns: Usually, the last two years are required.

g. Personal identification: This can be a driver's license or any government-issued ID.

 

Note to Homeowners:

We can't stress enough the importance of having these documents prepared ahead of time. Not only will they potentially help you qualify for a forbearance plan or loan modification, but they'll also demonstrate to your bank that you're proactive and serious about finding a solution.

Remember, after every storm, there's a rainbow. Stay strong, stay prepared, and know that there's help available. 🌈❤️Contact Thomas J. Morillo and the TJM Home Team for expert assistance.

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